Rates, terms, and loan programs are subject to change without notice. The information provided here is for
illustrative purposes only and does not constitute an offer or commitment to lend. Actual loan offers may
vary based on credit profile, income, collateral, and other underwriting factors determined by the lender.
The Annual Percentage Rates (APRs), monthly payments, and loan costs shown are examples and may not be
available in all states or for all borrowers. Loan approval and terms are subject to verification of the
information provided by the borrower and acceptance by an independent lender.
This website is not a lender or broker. It provides a service to connect consumers with independent
lenders who may offer loans based on their own criteria. We do not guarantee loan approval, rates, or
terms. Submission of information does not constitute a loan application.
Not all consumers will qualify for the lowest rates or largest loan amounts. Eligibility depends on
individual credit profile, income, and other factors. Loan amounts and available terms may vary by state
and lender.
About Our Advertising
We’re committed to giving you clear, honest information so you can make confident financial choices. Our
website is free to use — we don’t charge you to compare loan options or connect with lenders. To keep our
service free, we may earn a commission when you choose to work with one of our lending partners. This
compensation can affect where certain offers appear on our site, but it doesn’t change the quality or
independence of the information we provide.
Requested Loan Amount Notice
When you apply for a loan, the amount you’re approved for might be different from what you initially
requested. This can happen if the lender reviews your credit, income, and other factors and determines you
qualify for a higher or lower amount. Final loan terms and amounts are always set by the lender, and
they’ll share these details with you before you make any decisions.
HEADLINE Disclosure Statements
All Applications Welcome
Our platform is open to all applicants regardless of credit history. By submitting a request, you
authorize us to connect you with our network of lenders or financial service providers who may evaluate
your request based on their own criteria.
Soft Credit Inquiry Only
We do not perform hard credit checks. Any credit review initiated through our platform involves only a
soft inquiry, which does not impact your credit score. Please note, once connected, individual lenders or
providers may perform their own assessments, which could include a hard pull—either before presenting an
offer or upon your acceptance.
Understanding Credit Inquiries
According to Fair Isaac Corporation (FICO), multiple credit inquiries related to auto or mortgage loans
within a short timeframe (typically 14 to 30 days) are treated as a single inquiry. This does not apply to
personal loans or credit card applications, where each inquiry may be counted separately.
Credit History Not a Barrier
All credit types are considered. Your request may be reviewed by lenders and financial providers who
accept applications from individuals with a wide range of credit profiles.
Funds as Soon as Same Day
If approved, you may receive funds as quickly as the same business day. Timing depends on several factors
including the lender's funding process, your bank’s deposit policies, and whether you have an active
account or a compatible debit card on file.
Fast Approval Decisions
Some lenders in our network may issue a decision within minutes. Funding timelines may still vary based on
verification requirements and your financial institution’s ability to process deposits.
Expedited Transfer Options
In certain cases, expedited funding is possible. Eligibility depends on lender capabilities, your bank’s
processing speed, and whether you meet pre-disbursement criteria such as having an existing debit card
issued by the lender.
